Insights

Posts about Perspectives

Perspectives from the Quoin team on AI, research workflows, and the future of investment due diligence.

Eighty Percent of What?

Eighty percent of the way there means reaching the same baseline as every other firm looking at the same asset. The edge lives in the final twenty percent, and capacity is what keeps most firms from getting there.

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Your AI Research Assistant Was Built to Bluff

General-purpose chatbots were built to produce plausible text, not true text, and for an RIA operating under a fiduciary duty of care, that distinction is the whole ballgame. A look at why hallucination is now a proven architectural limit, what the SEC is signaling, and the verification-first architecture that meets the standard.

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Why RIAs Are Turning to Agentic AI for Due Diligence - And Why It Matters

The numbers tell a story that should make every RIA pause. According to a 2026 Schwab study of 533 advisory firms, 63% of RIAs now use AI tools - more than double the adoption rate from 2023. Yet only about one in ten of those adopters has strategically embedded AI into their business model. The vast majority are experimenting: using generative AI for notetaking and email drafts on an ad hoc basis, without firm-wide policies, governance frameworks, or any systematic measurement of outcomes. That gap - between casual AI use and integrated AI deployment - is where the real risk lives. And for RIAs with fiduciary obligations, the risk isn't just competitive. It's regulatory.

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